I never use this forum because i tend to see lots of threads on sales/bargains. Sorry if i sound like a cow but it is only a bargain if your looking for it. I am a sucker for buying something when its in an offer, then i get home and see that i didnt want 3 of something or sometimes not even 1! I tend to do this in boots! especially with points offers I actually try and stay away from it now
with the run upto christmas (dont get me started!) I think It might be a really a good idea to share money SAVING tips How about a sticky for tips ect? Just an idea
My ideas,
1.SELL everything! declutter, declutter, declutter. You can make so much on a car boot selling any old crap I made £90 last time i only had baby clothes and rubbish cd's. NCT sakes are great because 25% goes to a good cause like nct. Table top sales, ebay, local paper adds.
2. get free stuff! sounds daft but freecycle is amazing you can pick up some amazing things on there. Wanted ads on classifieds here, other forums or local paper.
3.Have a look through all the bills and then see if you can save by swapping suppliers. I did this recently and saved about £40 a month on gas electric phone and internet
4. dont pay the bank charges! I have managed to get off pretty much all charges by crying! and real tears through pure frustration but each time they say ok as a goodwill guesture this once.
5.If you cant afford it dont buy it. My mum taught me this and when i was 18 i got a store card, she cut it up and banned me from shopping I hated her at the time but my gosh I am glad now, I will be teaching izzy the same too. I have 2 mortgages (investments rather than debt) and that is it no credit cards, loans, anything.
6.get a terrimundi pot YAY the best and most fun way to save I put all my pound coins in and when i smashed it open there was £500 in there
http://www.shopcreator.com/mall/infopag ... i2/HISTORY
thats mine
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